Spreading the cost can put a better vehicle within reach. Use the calculator below for an illustration, then talk to us about the options available to you.
Common ways to pay
Hire purchase (HP)
You pay a deposit, then fixed monthly payments over an agreed term – typically two to five years. Once the final payment is made, the vehicle is yours. Some agreements include a small option-to-purchase fee at the end.
Personal contract purchase (PCP)
Monthly payments are usually lower than HP because part of the vehicle’s value is deferred to an optional final payment. At the end of the agreement you can pay that final amount and keep the vehicle, hand it back (subject to agreed mileage and condition), or use any equity towards your next vehicle.
Paying outright
You can pay for your vehicle in full. We will confirm the accepted payment methods when you reserve a vehicle.
Finance calculator
Estimated monthly payment
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- Amount of credit
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- Total interest
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- Total amount payable
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Illustration only, based on a simple hire purchase calculation. It is not a quote or an offer of credit. Actual rates, fees and eligibility depend on the lender and your circumstances. Finance is subject to status.
What you will usually need
- Your full UK driving licence
- Proof of address for the last three years
- Bank details for the monthly payments
- Details of your employment and income
We do not give financial advice. Any finance is provided by third-party lenders and is subject to status, affordability checks and the lender’s terms and conditions. We will confirm which lenders and products are available when you enquire.
Ask us about finance
Tell us which vehicle you are interested in and roughly what you would like to pay. Sending this form is not a credit application and does not involve a credit check.